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What is a Novated Lease

A Novated Lease is a car financing arrangement involving three parties: the employee (lessee), the employer, and a finance company. The employee selects a car and, through a novation agreement, transfers the lease rights and obligations to the employer. The employer then makes lease payments using a combination of the employee’s pre-tax and post-tax salary, potentially reducing taxable income. The employee retains full use of the vehicle and is responsible for the running costs. Novated Leases offer tax benefits and flexibility but require careful consideration of individual financial circumstances.

Why use Novated Leasing?

Novated Leasing allows you to cover all your lease payments and vehicle operating costs through a Novated Lease account, using a combination of your pre-tax and post-tax salary contributions.

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Important Information

Who are S.P.A.'s suppliers?

Angle
Website: https://www.angleauto.com.au/
Number: 1300 561 895
Email: novatedcustomerassist@angleautoauto.com.au

BOQ
Website: https://www.boqfinance.com.au/
Number: 1300 305 331
Email: customer.service@boqfinance.com.au

MQ
Website: https://www.macquarie.com.au/
Number: 1300 368 908
Email: leasingcustomerservice@macquarie.com

Allianz
Website: https://www.allianz.com.au
Number: 1300 402 030
Policy: 75 SALPACA GFL

Suncorp
Website: https://www.suncorp.com.au
Number (Claims): 13 25 24
Number (Support): 13 11 55

Salary Packaging Administrators

Remserv
Website: https://www.remservsalarypackage.com.au
Number: 1300 30 40 10
Email: remserv@remserv.com.au

Smartsalary
Website: https://www.qld.smartsalary.com.au
Number: 1300 218 598

Qualified Financial Advisors

Qualified Financial Advisors

The following is a list of some qualified financial advisors in Queensland:

(Salary Packaging Australia has no affiliation with any of the advisors listed below).

JAMES HAND CFP®
Fitzpatricks Private Wealth Pty Ltd
215 Adelaide St
Brisbane City, QLD 4000
GEORGE MARSHALL AFP®
Perpetual Trustee Company Limited
15/345 Queen St
Brisbane City, QLD 4000
KATRINA ROBBINS CFP®
Wealth Architects
Level 7 545 Queen Street
Brisbane City, QLD 4000
MARC GRATWICK CFP®
PSK Private Wealth
Level 7, 295 Ann Street
Brisbane City, QLD 4000
SHARYN BESCH CFP®
Goodman Private Wealth Advisers
Level 16 300 Queen Street
Brisbane City, QLD 4000
MICHAEL BORJESSON CFP®
Morgans Financial Limited
level 20/10 Eagle St
Brisbane City, QLD 4000
BRADLEY CHURCH CFP®
Goodman Private Wealth Advisers
Level 16 300 Queen Street
Brisbane City, QLD 4000  
MANJINDER AUJLA CFP®
Bridges Financial Services Pty Limited
Level 11 200 Mary Street
Brisbane City, QLD 4000  
RAYMOND KO AFP®
Australian Retirement Trust
Brisbane Square
Brisbane City, QLD 4000  
STUART WARREN CFP®
Morgans Financial Limited
Level 18 144 Edward Street
Brisbane City, QLD 4000  

Who is on the Novated Leasing Provider Panel

Queensland Government Standing Offer Arrangement QGP0066-23 offers a panel of ten novated leasing providers: Alliance Leasing Pty Ltd | EasiFleet Pty Ltd | FAA Payroll & Admin Services Pty Ltd (FAA Sal Pac (FSP)) | FleetPlus Pty Ltd | JJCT Packaging Pty Ltd (Positive Salary Packaging) | LeasePLUS Pty Ltd | Remuneration Services (Qld) Pty Ltd (RemServ) | Salary Packaging Australia Pty Limited | Smartleasing (a division of Smartsalary Pty Ltd) | Statewide Novated Leasing Pty Ltd

Forms & Fact Sheets

Novated Lease

Calculator

FAQ

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DISCLAIMER: The implications of salary packaging a motor vehicle through a novated leasing arrangement, including tax savings, will depend on your individual circumstances. The information in this publication has been prepared by Salary Packaging Australia for general information purposes only, without taking into consideration any individual circumstances. Salary Packaging Australia and the Queensland Government recommend that before acting on any information or entering into a novated leasing arrangement, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial, or other professional advice based upon your own particular circumstances. You should also read the Standard Novation Agreement, Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging and Novated Leasing Information Booklets and Fact Forms available via the Queensland Government Arrangements Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.