Fortnight
BYD Atto 3
$38,352
$38,352
$44,856
$42,447
$50,651
$48,392
$67,429
$37,433
$41,991
$43,815
$82,952
$76,420
$33,797
$55,583
$64,586
$58,633
$54,112
$39,859
$43,727
$40,193
$58,172
Headquartered in QLD with 20+ years of experience, it’s safe to say that we understand the needs of Queensland employees.
How can we help?
A Novated Lease through S.P.A offers significant benefits for QLD Government employees, allowing you the potential of tax savings and discounted vehicle pricing. A novated lease can also allow you to save on GST and running costs of your vehicle.
What makes S.P.A different?


A Novated Lease is a car financing arrangement involving three parties: the employee (lessee), the employer, and a finance company.
You (the employee) select a car and, through a novation agreement, transfers the lease rights and obligations to the employer.
The employer then makes lease payments using a combination of the employee’s pre-tax and post-tax salary, potentially reducing taxable income. The employee retains full use of the vehicle and is responsible for the running costs. Novated Leases offer tax benefits and flexibility but require careful consideration of individual financial circumstances.
In short – your employer pays for your vehicle, using a combination of your pre-tax and post-tax salary. With S.P.A, we make leasing your new vehicle easy. Learn more about us below.
Under a Novated Lease agreement with S.P.A, you can lease a new car or a used car.
S.P.A have established relationships with dealers across Australia to offer you the best deals on your new car purchase, with generally very few restrictions on the type and cost of the car. This is subject to affordability conditions set by the financier, and some restrictions will apply to the purchase of a used vehicle.
Also, you do not need to be using your car for business purposes to potentially save on tax under a novated lease arrangement. The car is your personal vehicle and is registered in your name.


We specialise in providing Novated Leasing services to QLD Government employees, with one key goal in mind:
To ensure the best possible service to you, the client.
We do this by ensuring a personal one-on-one service at all times, and provide you a single point of contact from start, to finish. Paired alongside our in-depth understanding of the QLD workforce, this means that you receive a reliable, consistent and personalised approach on your journey with us.
S.P.A is also proudly appointed as a registered provider under the QLD Government’s Novated Leasing Services panel arrangement.
The S.P.A. Mobile App gives you clear visibility over your Novated Lease, helping you better understand how it works for you. With an easy view of your pre-tax and post-tax contributions, you can track your deductions and feel confident you are making the most of your salary packaging benefits.
You can now view your contributions, track expenses, submit claims, and access key lease information all in one place, helping you stay on top of your vehicle and make the most of your salary packaging benefits.
